Wealth Advisory Services

Inheritance

The planned or unexpected receipt of a substantial inheritance often creates a host of issues. Our professional advisors work with clients to design long term strategies for the preservation or distribution of large sums.

Conversely, we assist clients in designing estate plans that work to preserve capital for successive generations.

Retirement Planning

Retirement presents new challenges for investors as their goals move from accumulation to distribution of wealth. Portfolios for those saving for retirement and those in retirement are quite different as goals, needs and risk profiles change.

Proper retirement planning includes addressing issues such as planning for a long retirement; utilizing personal savings to supplement corporate or government benefits, securing proper medical insurance, protecting against the eroding power of inflation and establishing sustainable portfolio withdrawal rates.

Planned Giving

Giving is a way to express individuality, gratitude, selflessness.It is also a way to gain an emotional return that is immeasurable and unmatchable.Watermark advisors assist individuals in expressing their unique style of philanthropy.

Whether through the use of various charitable trusts, bequests or personal foundations, clients are encouraged to design and implement a personal gifting plan.

Financial Planning

Financial planning examines investments within the context of a client’s total financial picture. A comprehensive financial plan looks to the future in the areas of retirement, college funding, wealth transfer, tax planning and insurance.