Who We Are
Advisors | Portfolio Managers | Client Administrators
Watermark’s signature ethic of integrity, expertise and personal touch is a natural outgrowth of what Mark brought to the company as co-founder. He wanted to create a place where investors could relax into a genuine relationship of trust with their advisors, knowing that their financial health was in good hands. Clients appreciate his authentic, easy nature and gift for insight.
Mark’s wealth of experience in the financial industry is complemented by early career work in real estate, insurance, retirement and investments. He enjoys working with entrepreneurs because he finds their stories fascinating and inspiring, and he’s driven to serve all clients with knowledge, care and a sense of partnership.
- BA in English from Stanford
- MS in Financial Planning from the College for Financial Planning
Co-Founder And Board Member
Barb played a key role in the early days of Watermark. She literally wrote the book on company policies and procedures and was instrumental in establishing the firm’s culture of compliance.
She currently serves on the Watermark Board of Directors, providing significant input on company development. In addition, she represents the firm with a number of charitable organizations, exemplifying our core value of philanthropic giving.
As Corporate Administrator, Kaoru is responsible for the day-to-day operations at Watermark. She handles general administration, human resources and client service.
With a background in financial services and a talent for organization, Kaoru keeps our office running smoothly and efficiently. She provides administrative support to our entire team, and helps streamline and coordinate processes to best serve our clients. She assists clients with questions and needs, and acts as liaison wherever needed. She enjoys the great variety of work in her role.
Before joining Watermark in 2012, she served as an account manager in Alternative Investment Services at Bank of New York Mellon. Before that she was a Client Service Associate at Merrill Lynch Trust Company, and Assistant Vice President at Mizuho Financial Group in Japan.
• BA in German Language from Sophia University in Tokyo
Rosanne guides our clients in making well-informed financial decisions. She has over 30 years of experience in the financial services industry, and is driven by a passion for helping clients understand and achieve their investment goals. Her most satisfying client interactions are when, after helping improve an individual’s financial outlook, she’s able to help them understand the how and why of it.
Prior to joining Watermark in 2014, she served at Charles Schwab for 24 years. In 2011, she was promoted to Vice-President and Senior Financial Consultant, where she consistently ranked among the top five percent in her peer group.
- BA in Art from UC Berkeley
Lyle’s early stock market interest grew into a lifelong passion, and today we’re fortunate to have him as a senior advisor and valued member of our investment committee. He works closely with our clients and advisor team, providing advice, wise counsel and portfolio management.
An important aspect of Lyle’s role is educating clients and explaining investment options. Plans change, so portfolios should follow suit. He brings a “lifetime perspective” approach to investing, reinforcing the importance of a client’s commitment to the long-term.
Before joining the Watermark team, Lyle served 13 years as President of Peak Capital Management, Inc. Prior to his tenure at Peak, he spent more than fifteen years at Charles Schwab & Co., Inc., finishing his career there as Vice President of Operations.
• BA in Business Economics from UC Santa Barbara
TED LEW, CFP®
Ted designs long-term wealth management plans that help prepare clients for various stages of their lives. His process starts with listening—really listening—to clients and their concerns. Ted is driven to make a difference in people’s lives by helping them build financial security.
Ted’s extensive experience in risk management and insurance gives him a critical eye in evaluating our clients’ insurance portfolios. He also has significant expertise in retirement planning having worked as a participant advisor for many 401(k) plans at large institutions. His dedication to his clients has garnered him several awards.
- BA in Business Management from Saint Mary’s College of California
- MS in Risk Management and Insurance from Florida State University
DAVE FERNANDEZ, CFA
Dave joined Watermark in 2016 as a portfolio manager. Working in the investment management group, he is responsible for day-to-day monitoring and trading of portfolio positions. Dave performs analysis on the composition and risk metrics of the investment portfolios, as well as researching new investment opportunities.
Most recently, Dave worked in the securities lending groups for BlackRock and Wells Fargo. In those positions he was responsible for managing the middle office operations consisting of settlements, corporate actions and trade reconciliation.
Dave holds the Chartered Financial Analyst designation and is a member of the CFA Institute and the CFA Society of San Francisco.
- BS in Financial Management from Cal Poly San Luis Obispo
As a Client Administrator, Eva handles behind-the-scenes client service and operations. A first and consistent point of contact for many of our clients, Eva answers questions, assists with client requests, and helps resolve issues and gather needed information.
She serves as a liaison between clients, advisors, and portfolio managers, ensuring that transactions are made smoothly, projects are routed and completed on time, and paperwork prepared and submitted properly. She supports the staff in operational and administrative tasks to guarantee that our clients are always taken care of.
Before joining the Watermark team, Eva spent 11 years at Charles Schwab & Co., Inc., adding to her total 15 years of experience in the financial industry.
- BBA from Eastern Michigan University
- MBA from Eastern Michigan University
Wendy Line joined Watermark in 2016 and is generally the first person you’ll meet when you enter our San Ramon office. Working alongside Kaoru, she diligently fulfills client requests and keeps our office in order.
She has held executive assistant positions throughout her career, working at ICOMM, RedZone, and Common Interest Management Services.
Her background, experience and great attitude make her a perfect fit at Watermark. We’re excited to have her on our team!
Advisors | Portfolio Managers | Client Administrators
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.